FAMOS: Robust Privacy-Preserving Authentication on Payment Apps via Federated Multi-Modal Contrastive Learning

Authors: 

Yifeng Cai, Key Laboratory of High Confidence Software Technologies (PKU), Ministry of Education; School of Computer Science, Peking University; Ziqi Zhang, Department of Computer Science, University of Illinois Urbana-Champaign; Jiaping Gui, School of Electronic Information and Electrical Engineering, Shanghai Jiao Tong University; Bingyan Liu, School of Computer Science, Beijing University of Posts and Telecommunications; Xiaoke Zhao, Ruoyu Li, and Zhe Li, Ant Group; Ding Li, Key Laboratory of High Confidence Software Technologies (PKU), Ministry of Education; School of Computer Science, Peking University