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Second USENIX Workshop on Electronic Commerce
Generic Electronic Payment Services:
Framework and Functional Specification
Alireza Bahreman
EIT
Abstract
We present a framework for integrating electronic payments with
applications. We call it the Generic Electronic Payment Services
(GEPS). There are five payment services identified in our
framework. The model provides maximum transparency to the application
developer, while maintaining maximum consistency for the
end-user. This is achieved by a layered model where the application
(top layer) is isolated from the details of the payment services
(lower layer). We also believe that this framework makes it possible
for new and innovative payment solutions to more easily integrate with
existing applications, resulting in increased competition without
stifling innovation. This ultimately leads to higher quality and cost
effective solutions which the market will chose.
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